All purchases are accompanied by a certificate of authenticity and value, along with the biography of the artist, wherever possible. All items remain the property of Fine Art Portfolio until paid for in full.

Shipping is a service that we are able to arrange on your behalf. We will arrange a quote for your approval in this regard prior to shipping. No items will be shipped until payment is received in full. The courier company used for shipping your package is a third-party company. Fine Art Portfolio cannot be held responsible for any actions, losses or delays on the part of the courier company.

Please note we will only reserve an artwork once confirmation of payment is received. Payment can be made by internet bank transfer (EFT), international SWIFT wire transfer, credit card, or cash deposit (within South Africa).

Security Policy for Online Secure Card Payment - facilitated via Virtual Card Services (VCS):

✓ Virtual Card Services process all online credit card transactions on on behalf of Fine Art Portfolio via a secure payment gateway. All credit card transactions are 128 bit Secure Socket Layers (SSL) encrypted. The company registration documents and the site's registered domain name are checked and verified by Thawte, ensuring the cardholder and merchant that nobody can impersonate VCS to obtain confidential information.
✓ Virtual Card Services is committed to providing secure online services. All encryption complies with international standards. Encryption is used to protect the transmission of personal information when completing online transactions. Virtual Card Services Internet servers are protected by firewalls and intrusion detection systems.
✓ The Merchant does not have access to credit details.
✓ Virtual Card Services continually reviews and enhances its security in line with technological changes.

1. INTRODUCTION

By accessing and using the website, you, the user, agree to be bound by the terms and conditions that are set out in this notice. If you do not wish to be bound by these terms and conditions, then you may not access, display, use any of the content of this website.

2. YOUR USE OF THE WEBSITE

You agree that your use of this website is for lawful purposes only. You agree that you will not use this website for any unlawful purpose, including but not limited to: the commission of a criminal offence; to gain unauthorised access to other computer systems; or for the transmission of unlawful material.

3. GENERAL DISCLAIMER

You agree to access and use this site entirely at your own risk. Please read the Exclusion of Liability clause in this notice. The images on our website are to be used merely as a guide; the true colours of the actual artwork may vary from the digital images viewed online. All rights reserved - the purchaser of the art owns the art but not the copyright, which vests with the artist.

4. CHOICE OF LAW

This website is owned and operated within the Republic of South Africa. Therefore, these terms and conditions are governed by the laws of the Republic of South Africa, and the user consents to the jurisdiction of the Witwatersrand High Court in the event of any dispute.

5. ACCURACY OF INFORMATION

While every effort is made to ensure that the information provided on the website is current and accurate, you should not assume that the information on the website is always current or accurate, and other sources of this information should be consulted before making any decision to act on the information displayed on this website. Fine Art Portfolio cannot be held responsible for any errors on this website.

6. YOUR PRIVACY

We respect the privacy of all visitors to this site. You may use this site without providing any personal information. However, so that we can continually assess the popularity of the site and improve it for our visitors, we collect information on the number of visits to the site, pages viewed, etc.

7. COPYRIGHT AND USE OF MATERIAL

Fine Art Portfolio retains copyright in the website and all current and future content displayed on the website. No reproduction of any kind is permitted.

The website and its content may not be reproduced, duplicated, copied, resold or otherwise exploited for any purpose without the express prior written consent of Fine Art Portfolio.

8. YOUR COMMENTS

We value comments received from visitors to our site. However, you agree not to transmit any material that is unlawful or harmful, defamatory, abusive, threatening, vulgar or obscene. You remain liable to any third party for your comments, and Fine Art Portfolio is not liable to any third party regarding the content of your comments.

9. LINKS, LINKING AND FRAMING

External links- This website provides links to other websites. The fact that we have such links must not be construed as constituting any relationship or endorsement of the linked third party, and reliance on all information and content provided by the external link is done so at your own risk. Third party advertising and promotional material may be displayed on the site from time to time, and the display of such material should not be construed as Fine Art Portfolio endorsing or creating any relationship between Fine Art Portfolio and that third party. Reliance on any such promotional or advertising material is entirely at your own risk.

10. LINKING

Any third party wishing to link to the website from their website must obtain permission from Fine Art Portfolio by directing such request to the webmaster, and permission may be granted on terms and conditions agreed.

11. FRAMING

It is expressly prohibited for any person, business, entity or website to represent any page on this website, including the home page, in any way whatsoever, such as framing, on their website so that it appears to be their own information.

12. EXCLUSION OF LIABILITY

It is a term and condition of the use of this site that you expressly agree that the use of the site is entirely at your own risk. The website and all content on the website is provided on an "as is" basis, and Fine Art Portfolio makes no representations or warranties of any kind, whether express or implied, to the accuracy of the contents on the website. Fine Art Portfolio does not warrant that the functions provided by the site will be uninterrupted or error-free, or that the site or the server is free from viruses or other harmful components.

Fine Art Portfolio, its owners, directors, employees, officials, suppliers, agents and/or representatives shall not be liable for any loss or damage, whether direct, indirect or consequential, or any expense of any nature whatsoever, which may be suffered by you the user, which arises directly or indirectly upon reliance of the website and/or its content.

Fine Art Portfolio, its agents or suppliers shall not be responsible for any direct or indirect special consequential or other damage of any kind whatsoever suffered or incurred by you related to your use of, or your inability to access or use, the content or the website or any functionality of the website or of any linked website, even where Fine Art Portfolio is expressly advised thereof.

You will indemnify Fine Art Portfolio, its owners, directors, employees, officials, agents, suppliers or representatives, and keep them fully indemnified, from and against any loss or damage suffered or liability incurred in respect of any third party, which arises from your use of this website.

13. SEVERABILITY

These Terms and Conditions of Use constitute the entire agreement between Fine Art Portfolio and you, the user of this website. Any failure by Fine Art Portfolio to exercise or enforce any right or provision of these Terms and Conditions of Use shall in no way constitute a waiver of such right or provision.

In the event that any term or condition of the use of this website is not fully enforceable or valid for any reason, such term(s) or condition(s) shall be severable from the remaining terms and conditions. The remaining terms and conditions shall not be affected by such unenforceability or invalidity and shall remain enforceable and applicable.